Financial Aid

Have questions about student loans are impacted by the One Big Beautiful Bill? SEAM has consolidated some facts and helpful tips about the federal law, which went into place in 2025.

SEAM

The Office of Student Enrollment and Account Management (SEAM) will help you navigate the financial aid process. SEAM is your entry point for questions regarding student accounts, registration, and financial aid.

  • Types of Aid: types of aid include scholarships, stipends, loans, and more.
  • Apply for Aid: learn how to apply for graduate federal aid. There are no hard deadlines to apply; view the calendar below to make the process smooth
  • Requirements to Retain Federal Aid: Learn about eligibility requirements, including student course load requirements.
  • Common Questions: Find answers to the most common financial aid questions. Can’t find the answer to yours? Contact SEAM or your Graduate Affairs contact with additional questions.

Krieger School of Arts and Sciences Graduate Financial Aid Information

There may be other specific information for your program. For example, students in our Post-baccalaureate Premedical Program can find more details on Postbac Premed Program Aid.

Satisfactory Academic Progress

To continue receiving federal student aid, KSAS full-time residential graduate students need to make satisfactory academic progress. This means maintaining good grades and completing enough classes to stay on track to graduate within the timeframe expected.

Grad PLUS Loans and Private Student Loans

If you borrowed a federal student loan at JHU for a term that began before July 1, 2026, you remain eligible to borrow under the previous federal loan limits — including Graduate PLUS loans — for the remainder of your current program or for up to three years, whichever is shorter.

To qualify, you only need to have received any Direct Loan funding (either a Direct Unsubsidized Loan or a Graduate PLUS Loan) before July 1, 2026 for your current program. You do not need to have previously borrowed a Graduate PLUS Loan specifically.

If you are unsure whether this applies to you, the financial aid office can help review your borrowing history and eligibility.

Financial Aid Calendar

While there are no hard deadlines, learn about the timeline to make the process as smooth as possible. We recommend that you allow a minimum of two months from the time you submit your aid application until your loan lands in your account

  1. Mid-April
    • If you wish to be considered for financial aid for: summer term, fall semester only and/or the academic year, submit the Free Application for Federal Student Aid (FAFSA) by mid-April. Our school code is E00473. 
    • If selected for verification, submit a signed copy of your federal income tax returns, all pages and W-2s or Statement of Non-Filing, by mid-April. 
  2. Mid-June
    • Financial aid award notices are e-mailed to students planning to enroll for summer term, fall semester only, the full academic year.
  3. First week of July
    • Fall semester bills sent
  4. First week of December
    • Spring semester bills sent.
  5. Mid-December
    • First-time Applicants – Spring Semester Consideration: First-time applicants who wish to be considered for financial aid for spring semester expenses only: Submit the Free Application for Federal Student Aid (FAFSA) by mid-December. Our school code is E00473.
    • If selected for verification, submit a signed copy of your federal income tax returns, all pages and W-2s or Statement of Non-Filing, by mid-December.

Tuition costs are listed on the Krieger Graduate Admissions website.

Disclosure and Policies